Every person over the age of 18 should have a Will, no matter what the value of their estate is.

If you only name one beneficiary and they die before you, or cannot inherit for any reason, then your estate will fall in line with the rules of intestacy.

Losing mental capacity can happen at any age, whether that be from an accident or injury, certain mental health conditions, or from abuse of drugs/alcohol.

One of the main risks of doing a Will yourself is that any mistakes you make could potentially make your Will invalid, and your wishes may not be fulfilled.